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Countdown to Medicare

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What to do ... When to do it

As your eligibility for Medicare draws nearer, it’s extremely important that you get every dollar in Medicare benefits you have coming to you. Here, in a nutshell, is what you should do and when you should do it ...

What to do 3 to 6 months before your 65th birthday

Continue to become more and more familiar with Medicare and the plans that help fill Medicare’s gaps. If you’re thinking about enrolling in a plan from Independence Blue Cross, be sure to ask your doctor if he or she is in our managed-care network. You should also see if your doctor participates in Medicare. If not, ask your friends and neighbors to recommend doctors who do.

What to do 1 to 3 months before your 65th birthday

At this time, you are eligible to apply for Medicare and a plan to help fill in Medicare’s gaps. You should have all the coverage you want, ready and waiting, when you turn 65. (We can tell you how to apply for Medicare as your birthday draws nearer. Just call us toll-free at 1-877-393-6733 TTY/TDD: 1-877-219-5457, seven days a week, 8 a.m. to 8 p.m.).

What to do the month before your 65th birthday

If you haven’t already done so, you should apply for Medicare now to have coverage in effect on the first day of your birth month.

What to do on your 65th birthday

Relax and enjoy it. If you’ve followed the steps outlined above, you’ll have all the coverage you want in place.