

Thank you for considering Independence Blue Cross for your personal health care needs. With our broad spectrum of Medicare Advantage benefits programs, it’s easy to determine the right plan.
If you wish to compare plan benefits, use our Plan Selector.
Keystone 65 HMO plan provides more coverage than a typical Medicare Supplement and Original Medicare combined. There’s emphasis on preventative care — with many services covered at no cost to you. What’s more, with Keystone 65 HMO, you can have added convenience — with a plan that includes both your medical and your Medicare prescription drug coverage.
Keystone 65 Advantage and Preferred HMO
Keystone 65 HMO Advantage and Preferred are Medicare Advantage HMO plans designed for members who are looking for everything from lower monthly premiums to higher copays or higher monthly premiums to lower copays and everything in between.
Personal Choice 65 PPO
Personal Choice 65 PPO, our Medicare Advantage PPO plan, gives you the freedom to go to any doctor or hospital in the U.S. without a referral. Unlike our HMO plan, you won’t need to select a primary care physician for your care.
MedigapSecurity
MedigapSecurity is our series of Medicare Supplement plans (Medigap). With a MedigapSecurity plan, members can visit any doctor that accepts Original Medicare. Our MedigapSecurity plans combine the benefits of Original Medicare and features of a traditional, fee-for-service health plan.
You can also purchase an individual Medicare prescription drug plan that can go hand in hand with any MedigapSecurity plan.
For more information, please contact us.